.a4-shell{width:min(1180px,100% - 48px);margin:0 auto}.a4-header{z-index:90;backdrop-filter:blur(16px);background:#fffffff5;border-bottom:1px solid #e5ebf2;position:sticky;top:0}.a4-nav{grid-template-columns:1fr auto 1fr;align-items:center;gap:28px;min-height:76px;display:grid}.a4-brand{align-items:center;gap:13px;display:flex}.a4-brand img{width:128px;height:auto}.a4-brand span{color:#31445c;letter-spacing:.08em;text-transform:uppercase;border-left:1px solid #d9e1ea;padding-left:13px;font-size:11px;font-weight:850}.a4-nav nav{color:#475970;gap:26px;font-size:13px;font-weight:750;display:flex}.a4-phone{color:#10233f;justify-self:end;font-weight:900}.a4-hero{background:#fff;padding:70px 0 34px}.a4-hero-grid{grid-template-columns:minmax(0,1fr) 330px;align-items:start;gap:72px;display:grid}.a4-breadcrumb{color:#8a98aa;align-items:center;gap:8px;font-size:12px;display:flex}.a4-category{color:#8a6511;letter-spacing:.08em;text-transform:uppercase;background:#fff5d7;border-radius:999px;margin-top:24px;padding:7px 10px;font-size:10px;font-weight:900;display:inline-flex}.a4-hero h1{max-width:830px;font-family:var(--serif);letter-spacing:-.045em;margin:18px 0 0;font-size:clamp(45px,5.2vw,72px);line-height:1.02}.a4-dek{color:#526175;max-width:780px;margin:24px 0 0;font-size:18px;line-height:1.72}.a4-meta{color:#7c8999;flex-wrap:wrap;gap:10px 18px;margin-top:22px;font-size:12px;display:flex}.a4-verify{grid-template-columns:1fr 1fr;gap:12px;margin-top:25px;display:grid}.a4-verify>div{background:#f8fafc;border:1px solid #e2e8f0;border-radius:14px;padding:16px}.a4-verify strong,.a4-verify span{display:block}.a4-verify strong{font-size:12px}.a4-verify span{color:#718095;margin-top:4px;font-size:11px;line-height:1.4}.a4-side{background:#fff;border:1px solid #dfe6ef;border-radius:20px;box-shadow:0 18px 48px #10233f17}.a4-side-top{padding:26px}.a4-side-top p{color:#5b6a7d;margin:0;font-size:12px}.a4-side-top>strong{margin:10px 0 20px;font-size:19px;line-height:1.35;display:block}.a4-side-phone{color:#0b2a53;letter-spacing:-.03em;margin:4px 0 14px;font-size:28px;font-weight:900;display:block}.a4-btn{text-align:center;border-radius:10px;justify-content:center;align-items:center;min-height:48px;padding:0 18px;font-size:13px;font-weight:900;display:inline-flex}.a4-btn-gold{color:#1d2a3b;background:linear-gradient(#f3cc64,#d8a936);box-shadow:0 10px 22px #d8a93638}.a4-side-link{color:#738196;text-align:center;text-underline-offset:3px;margin-top:13px;font-size:11px;text-decoration:underline;display:block}.a4-main-grid{grid-template-columns:minmax(0,820px) 300px;align-items:start;gap:58px;padding-bottom:110px;display:grid}.a4-main-col{min-width:0}.a4-quick{background:#eefbf4;border:1px solid #bce8cf;border-left:5px solid #1fb66e;border-radius:14px;margin:10px 0 34px;padding:24px 26px}.a4-quick>span{color:#158555;letter-spacing:.11em;font-size:10px;font-weight:950;display:block}.a4-quick>strong{color:#183328;margin-top:9px;font-size:17px;line-height:1.55;display:block}.a4-quick p{color:#426153;border-top:1px solid #d5efe1;margin:12px 0 0;padding-top:12px;font-size:13px;line-height:1.55}.a4-side-sticky{color:#fff;background:#0a2348;padding:24px;position:sticky;top:102px}.a4-side-sticky>span{color:#75eadf;letter-spacing:.11em;font-size:9px;font-weight:900}.a4-side-sticky>strong{margin:12px 0 20px;font-size:20px;line-height:1.35;display:block}.a4-btn-outline-dark{color:#fff;border:1px solid #fff3;width:100%;margin-top:9px}.a4-side-sticky .a4-btn-gold{width:100%}.a4-content{color:#26384e;font-size:16px;line-height:1.78}.a4-content>h2{color:#0a2449;font-family:var(--serif);letter-spacing:-.025em;margin:46px 0 16px;font-size:32px;line-height:1.15}.a4-content>h3{color:#102846;margin:34px 0 14px;font-size:20px}.a4-content p{margin:0 0 18px}.a4-content strong{color:#0b2344}.a4-content a{color:#1768ff;text-underline-offset:3px;text-decoration:underline}.a4-content blockquote{color:#39485a;background:#fff8df;border-left:4px solid #e4b342;margin:26px 0;padding:18px 20px;font-size:14px}.a4-content ul{gap:8px;margin:18px 0 26px;padding:0;list-style:none;display:grid}.a4-content ul li{padding-left:26px;position:relative}.a4-content ul li:before{content:"✓";color:#18a96f;font-weight:900;position:absolute;top:0;left:0}.a4-content ol{counter-reset:item;grid-template-columns:1fr 1fr;gap:12px;margin:22px 0 30px;padding:0;list-style:none;display:grid}.a4-content ol li{counter-increment:item;background:#fff;border:1px solid #e1e8f0;border-radius:14px;min-height:104px;padding:18px}.a4-content ol li:before{content:counter(item);color:#fff;background:#0a2348;border-radius:50%;place-items:center;width:25px;height:25px;margin-bottom:10px;font-size:11px;font-weight:900;display:grid}.a4-content table{border-collapse:separate;border-spacing:0;border:1px solid #dfe6ee;border-radius:12px;width:100%;margin:22px 0 28px;font-size:13px;overflow:hidden}.a4-content th{color:#fff;text-align:left;background:#0b2a55;padding:13px 14px;font-size:11px}.a4-content td{vertical-align:top;border-top:1px solid #e5ebf1;padding:12px 14px}.a4-content tr:nth-child(2n) td{background:#f8fafc}.a4-content hr{border:0;border-top:1px solid #e3e9f0;margin:38px 0}.a4-faq,.a4-related,.a4-sources{margin-top:54px}.a4-faq h2,.a4-related h2,.a4-sources h2{font-family:var(--serif);color:#0a2449;margin:0 0 18px;font-size:28px}.a4-faq details{border-bottom:1px solid #e1e7ee}.a4-faq summary{cursor:pointer;padding:18px 34px 18px 0;font-size:14px;font-weight:800;list-style:none;position:relative}.a4-faq summary::-webkit-details-marker{display:none}.a4-faq summary:after{content:"+";color:#d6a335;font-size:21px;position:absolute;top:15px;right:4px}.a4-faq details[open] summary:after{content:"−"}.a4-faq details p{color:#617084;margin:-2px 30px 18px 0;font-size:14px;line-height:1.65}.a4-related>div{grid-template-columns:1fr 1fr;gap:10px;display:grid}.a4-related a{background:#fff;border:1px solid #e0e7ef;border-radius:13px;padding:17px}.a4-related span,.a4-related strong{display:block}.a4-related span{color:#c68f22;letter-spacing:.09em;text-transform:uppercase;font-size:9px;font-weight:900}.a4-related strong{margin-top:6px;font-size:13px;line-height:1.4}.a4-sources{background:#f6f8fb;border:1px solid #dfe6ee;border-radius:16px;padding:24px}.a4-sources a{border-bottom:1px solid #e3e8ef;padding:12px 0;display:block}.a4-sources a strong,.a4-sources a span{display:block}.a4-sources a strong{font-size:13px}.a4-sources a span{color:#728094;margin-top:3px;font-size:11px}.a4-sources p{color:#8290a2;margin:15px 0 0;font-size:11px;line-height:1.6}.a4-bottom-cta{color:#fff;background:#08254d;border-radius:18px;margin-top:44px;padding:34px}.a4-bottom-cta>span{color:#6fe7d9;letter-spacing:.1em;font-size:10px;font-weight:900}.a4-bottom-cta h2{font-family:var(--serif);margin:9px 0 0;font-size:33px}.a4-bottom-cta p{color:#a9b8ca;max-width:620px;font-size:14px;line-height:1.6}.a4-bottom-cta>div{flex-wrap:wrap;gap:10px;display:flex}.a4-btn-outline{color:#fff;border:1px solid #ffffff38}.a4-footer{color:#8ea1b7;background:#031226;padding:42px 0 50px}.a4-footer>.a4-shell{grid-template-columns:1fr auto auto;align-items:center;gap:28px;display:grid}.a4-footer img{background:#fff;border-radius:8px;width:120px;padding:7px 9px}.a4-footer strong{color:#dce8f5;letter-spacing:.08em;text-transform:uppercase;margin-top:7px;font-size:10px;display:block}.a4-footer p,.a4-footer a{font-size:11px}@media (width<=980px){.a4-hero-grid,.a4-main-grid{grid-template-columns:1fr}.a4-side-top{display:none}.a4-side-sticky{order:-1;position:static}.a4-nav{grid-template-columns:1fr auto}.a4-nav nav{display:none}.a4-phone{display:block}.a4-main-grid{gap:30px}.a4-hero{padding-top:48px}.a4-hero h1{font-size:clamp(42px,7vw,62px)}}@media (width<=720px){.a4-shell{width:min(100% - 32px,1180px)}.a4-header{position:static}.a4-nav{min-height:68px}.a4-brand img{width:112px}.a4-brand span{font-size:9px}.a4-phone{font-size:12px}.a4-hero{padding:36px 0 26px}.a4-hero h1{font-size:42px;line-height:1.02}.a4-dek{font-size:16px}.a4-verify{grid-template-columns:1fr}.a4-main-grid{padding-bottom:85px}.a4-content{font-size:16px}.a4-content>h2{margin-top:39px;font-size:29px}.a4-content ol{grid-template-columns:1fr}.a4-content table{white-space:normal;display:block;overflow-x:auto}.a4-related>div{grid-template-columns:1fr}.a4-bottom-cta{padding:26px 22px}.a4-bottom-cta h2{font-size:29px}.a4-footer>.a4-shell{grid-template-columns:1fr;gap:16px}.a4-footer{padding-bottom:110px}.a4-meta{font-size:11px}}@media (width<=390px){.a4-brand span{display:none}.a4-hero h1{font-size:38px}.a4-category{font-size:9px}.a4-quick{padding:20px}.a4-content>h2{font-size:27px}.a4-content table{font-size:12px}.a4-content th,.a4-content td{padding:10px}.a4-side-sticky{padding:20px}}.a4-hub{background:#f6f8fb;min-height:70vh;padding:90px 0 120px}.a4-hub-kicker{color:#1768ff;letter-spacing:.13em;text-transform:uppercase;margin:0;font-size:11px;font-weight:900}.a4-hub h1{letter-spacing:-.055em;max-width:900px;margin:16px 0 0;font-size:clamp(48px,6vw,76px);line-height:.98}.a4-hub h1 em{font-family:var(--serif);font-weight:500}.a4-hub-lead{color:#617084;max-width:720px;margin:25px 0 0;font-size:17px;line-height:1.7}.a4-hub-grid{grid-template-columns:repeat(3,1fr);gap:16px;margin-top:56px;display:grid}.a4-hub-grid>a{background:#fff;border:1px solid #dfe6ef;border-radius:18px;padding:28px;box-shadow:0 12px 34px #10233f0d}.a4-hub-grid span{color:#bb8420;letter-spacing:.1em;text-transform:uppercase;font-size:9px;font-weight:900}.a4-hub-grid h2{font-family:var(--serif);margin:12px 0 0;font-size:25px;line-height:1.14}.a4-hub-grid p{color:#627187;font-size:14px;line-height:1.6}.a4-hub-grid small{color:#8b98a8;font-size:10px}@media (width<=900px){.a4-hub-grid{grid-template-columns:1fr 1fr}}@media (width<=620px){.a4-hub{padding:58px 0 95px}.a4-hub-grid{grid-template-columns:1fr}.a4-hub h1{font-size:44px}}
